Indexed universal life insurance combines permanent life insurance coverage with cash value growth potential linked to market indexes. Growth is subject to caps, floors, and participation rates defined by the policy contract, which help limit downside risk while allowing potential upside participation.
This structure appeals to individuals seeking long-term life insurance protection with accumulation potential. However, policy performance varies based on index results and contract terms, making it important to understand policy mechanics, costs, and limitations before considering IUL as part of a financial strategy.
Information provided is educational only.
Schedule a Conversation to Learn More
If you would like additional information about this topic, you may request to speak with a properly licensed insurance professional.
Assurance Plans AI will securely route your request to a licensed agent for informational follow-up.
The Assurance Plans AI PledgeWe understand that trust matters when sharing your information. That’s why Assurance Plans AI follows a clear, privacy-focused commitment for every user who engages with our platform.
Your information stays protected
We do not sell or distribute your data to third-party lead aggregators or marketing lists.
No spam or call centers
Your request is shared only with an appropriate licensed insurance professional for informational follow-up.
Privacy-first approach
All inquiries are handled securely and confidentially in accordance with applicable privacy standards.
Transparency always
You remain in control of whether and how you proceed after speaking with a licensed insurance agent.
Our role is to responsibly connect you with licensed professionals — not to sell insurance, quote policies, or bind coverage.
All insurance discussions, quotes, recommendations, and policy decisions are handled exclusively by licensed agents or insurance carriers.
Permanent life with index-linked cash value.
Subject to caps and floors.
Often yes.
No, it is insurance.
Long-term planners.
Executive Office: 1000 Brickell Avenue
Suite 715 unit 351 Miami, FL 33131
Main Office: 786-345-7979
contact@assuranceplansai.com
Important Disclosure:
Assurance Plans AI is a marketing and information platform. We do not provide insurance advice or sell insurance products.
Assurance Plans AI © 2026. All Rights Reserved.
🎉 Thank you — your licensed agent is being assigned. 🎉
Per the Assurance Plans AI Promise, only one licensed agent will contact you by your preferred method. No spam. No reselling. Expect a call/text from your agent shortly.
🎉 Thank You for Completing the Survey! 🎉
✅ Your responses have been received.
👩💼👨💼 An assigned licensed agent will contact you shortly to discuss your coverage needs.
🔒 Rest assured, your information is private and protected under the Assurance Plans AI Promise.
💙 We look forward to helping you secure the best and most affordable insurance plan for your future!
— The Assurance Plans AI Team 🛡️
Thank You!
We’ve received your information and our team at Assurance Plans AI will be reaching out to you shortly.
We’re excited to connect and help you get started on your journey to a 6-Figure Income in just 120 days! 
Your request has been received by the Assurance Plans AI team.
A member of our support staff will contact you within 24 hours to confirm your interest and connect you with a licensed insurance agent. They’ll walk you through personalized plan options tailored to your goals, needs, and budget.
We’re honored you chose Assurance Plans AI — and we look forward to helping you secure the protection, security, and peace of mind you and your loved ones deserve.
